State-Wise NEET PG 2025 Bond Rules, Penalties & Stipend Details

Introduction
 

Congratulations to all medical graduates stepping into the next phase of their careers after successfully clearing NEET-PG 2025! Securing a postgraduate seat is a major milestone but before you dive into specialization, it's crucial to understand the bond service commitments that many states in India impose as part of PG medical admissions.
These service bonds are legal agreements that require you to serve in designated government or rural healthcare facilities for a fixed duration after completing your course. If you choose not to fulfill this obligation, you'll be liable to pay a significant financial penalty which can go as high as ₹1–2.5 crore in some states.
Additionally, while serving the bond period, you may or may not receive a stipend, and the amount varies widely across states and institutions.
This blog provides information about State-wise NEET PG 2025 Bond Rules, Penalties & Stipend Details.

Whether you’re planning to pursue a super-specialty soon, enter private practice, or serve in the public sector, knowing these details will help you make an informed decision about where and how to pursue your PG education.

State-Wise NEET PG Bond Requirements & Penalty Breakdowns

     
NEET PG Bond Duration & Amount vary significantly from state to state, ranging from no bond (Haryana, AIQ in Gujarat, CIP Ranchi) to 10 years (Assam).
Penalties for discontinuation can be extremely high, especially in states like Goa, Karnataka, Kerala, and Maharashtra.
NEET PG Stipend amounts differ widely, Gujarat, Jharkhand, and Bihar offer some of the highest, while Chhattisgarh and Karnataka are on the lower side.
Make sure to thoroughly review the bond conditions before accepting any seat to avoid unexpected financial liabilities or career setbacks. For complete guidance throughout your MD/MS admission process and beyond, you can also connect with the experts at Team Get My University for end-to-end support in your medical journey.

State-Wise NEET PG Stipend

Andhra Pradesh NEET PG Stipend

Assam NEET PG Stipend

Bihar NEET PG Stipend

Chhattisgarh NEET PG Stipend

Goa NEET PG Stipend

Gujarat NEET PG Stipend NEET PG Stipend

Haryana NEET PG Stipend

Himachal Pradesh NEET PG Stipend

Jharkhand NEET PG Stipend

Karnataka NEET PG Stipend

Kerala NEET PG Stipend

Madhya Pradesh NEET PG Stipend

Maharashtra NEET PG Stipend

Punjab NEET PG Stipend

Tamil Nadu NEET PG Stipend

 
Consult Team Get My University    

For NEET PG 2025 candidates, the bond rules, penalties, and stipend amounts differ widely across states, making them crucial factors to consider during counselling and seat selection.
While some reputed institutions such as GMC Chandigarh, IGIMS Patna, Delhi University colleges, VMMC (IP University), BHU, AMU JNMC, and Sher-i-Kashmir come with no bond requirements, giving students complete flexibility after completing their PG, others enforce strict obligations. 

For instance, Uttarakhand has one of the highest penalties, with a bond amount reaching ₹2.5 crore for subsidized PG seats. Similarly, states like Tripura and Chhattisgarh impose penalties of up to ₹50 lakh for clinical courses. On the stipend front, opportunities also vary considerably students in Telangana (NIMS Hyderabad) and Delhi University colleges can earn over ₹1.26 lakh/month in the first year, while states such as Himachal Pradesh and Pondicherry offer relatively lower stipends, around ₹40,000–₹43,000/month. 

With such stark differences across states, it becomes essential for aspirants to carefully assess bond commitments, financial liabilities, and stipend benefits before locking their PG seat choice.